Calculate Your Wyoming Mortgage Payment
Our calculator is pre-filled with Wyoming's median home price and property tax rate. Adjust the numbers to match your situation.
Open Calculator with WY DefaultsMonthly Payment Breakdown for Wyoming
Here's what your monthly payment looks like on the median Wyoming home ($372,526) with 20% down at 6.67%, the current average 30-year rate:
Note: This estimate assumes 20% down payment ($74,505), no PMI. With less than 20% down, add $124-$248/month for PMI.
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Wyoming Property Taxes
Wyoming's effective property tax rate is 0.55%, which is below the national average of 0.89%. See how property taxes are calculated and how they compare across states.
Annual Property Tax on $372,526 Home
$2,049
($171/month escrowed)
No State Income Tax
Wyoming has no state income tax, which can offset higher property taxes and leave more money for your mortgage payment.
Buying a Home in Wyoming: Key Facts
- No state income tax with revenue from mineral extraction
- Property tax rate of 0.55% is well below national average
- Jackson Hole area has significantly higher prices
- WCDA programs serve the entire state
Mortgage Calculators for Nearby States
Comparing homes across state lines? Check property taxes and home prices in neighboring states:
Wyoming First-Time Homebuyer Programs
Wyoming has 15 homebuyer assistance programs that can help with down payment and closing costs.
WCDA Spruce Up
Below-market rates with home improvement funding
Low-Interest MortgageWCDA HFA Preferred
Reduced mortgage insurance for qualifying buyers
Low PMI MortgageWCDA Down Payment Assistance
Up to $10,000 as second mortgage at 0% interest
Deferred LoanEligibility requirements typically include income limits, credit score minimums (usually 620+), and homebuyer education courses. Visit DownPaymentResource.com to search for programs you may qualify for.
Major Cities in Wyoming
Home prices and property taxes can vary significantly by city. The median home value of $372,526 is a statewide estimate.
Wyoming Mortgage FAQ
What is the property tax rate in Wyoming?
The average effective property tax rate in Wyoming is 0.55%. On a $372,526 home, that's approximately $2,049 per year or $171 per month added to your mortgage payment.
What is the median home value in Wyoming?
The median home value in Wyoming is $372,526 as of 2026-06-01. Prices vary by location - Cheyenne and Casper typically have higher prices than rural areas.
Are there first-time homebuyer programs in Wyoming?
Yes, Wyoming has 15 homebuyer assistance programs. Popular options include WCDA Spruce Up, which offers below-market rates with home improvement funding.
How much do I need to buy a house in Wyoming?
For the median Wyoming home ($372,526), you'd need $74,505 for a 20% down payment, plus $11,176-$18,626 for closing costs. With down payment assistance, you could potentially buy with as little as $13,038 (3.5% FHA down payment).
Ready to Calculate?
Use our free mortgage calculator with Wyoming property taxes pre-filled.
Calculate Your WY Mortgage Payment